Investment Bonds – What are the benefits?

Are you looking for a tax effective way to save for a child/grandchild to give them a financial head start? What is an investment bond & how can it help me save? An investment bond is a simple and powerful savings tool. It’s a tax effective structure that works...

Retirement Spending – How Much?

How much you can afford to spend in retirement is determined by a number of different factors including investment markets, your super balance and lifestyle. But is there more you can do to help yourself have a better retirement? How much will you need to spend to...

Super Choice

If you earn most of your income from employment, you may want to make personal deductible contributions – instead of, or in addition to, salary sacrifice. Super options Since 1 July 2017, employees have been able to claim personal super contributions as a tax...

Staying on course

Staying the Course vs Timing the Market – As the old saying goes, time in the market is generally superior to timing the market. Yet, investors tend to have a bad habit of buying winners too late and dumping losers too soon. -Staying the course does not...